A leading independent manager with over $3 Billion annual premium under management, Advantage forms and manages captives for clientele ranging from Fortune 200 to non-profits. Unaffiliated with any broker, we work with all to further captive owners' goals. Staffed with seasoned professionals in major domiciles, we perform all services in-house.

With four Montana offices, BKBH has served individuals, businesses, municipalities, and organizations since 1982 with strategic legal advice and results-driven representation in business, healthcare, litigation, real estate, insurance coverage, municipal, construction, employment, medical malpractice defense, estate planning and administration, family law, and regulatory matters.

Montana's Office of the Commissioner of Securities and Insurance is celebrating 25 years as a leading captive domicile, with its 1,000th license issued in 2025 and nearly 300 actively licensed captives. Regulators offer responsive, business minded, common sense oversight, pairing flexible, competitive laws with thorough, partnership based regulation that supports sustainable captive growth. 

At POPIC, we are transforming the required liability insurance industry. With over 100 years of combined experience across insurance, real estate, accounting, and law, we created a turnkey platform that outperforms traditional models. We believe owners and management companies, not third-party insurers, should profit, delivering efficiency and value one portfolio at a time.